If you're one of the estimated 3.2 million self employed people in the UK, or have working styles which differ slightly from the norm, you'll benefit from using the services of Derby Mortgage Advisors who can arrange self certification mortgages & remortgages for the self employed, company directors, contractors and other people who find it hard to prove their income.

Historically lenders in the UK have taken a cautious view of the self employed, however a number of mainstream and specialist lenders provide a solution for the self employed through self certification mortgages.

With a true self certified mortgage, you make a declaration as to what your income is, but you do not need to provide any proof. You simply state what your likely income will be, rather than providing documentary evidence such as accounts, P60s or payslips.

Exclusive Deals

Many of the self certified mortgage lenders only accept business through authorised intermediaries like us, and by using the services of our mortgage advice; you'll get access to some exclusive deals which cannot be found in the high street.